About Us

Personal Attention for your Business's Credit Card Processing for 3 Decades!


Mike Young - About OLCCS

On-Line Credit Card Services was incorporated in 1986 in Worcester, MA. We began as a home business and have grown substantially, while retaining a family-style, personal touch.

On July 1, 1991, we acquired a small processing portfolio of just 173 accounts and our company President and Owner, Michael Young, moved our headquarters to centrally-located Sturbridge, MA—just off the Mass Pike and I-84 between Boston, Springfield and Hartford. We now service all of New England, as well as accounts nationwide.

Want to join a growing Merchant Services company? Join us. Click here to learn more.

Corporate Affiliations

We are registered and/or affiliated with the following outstanding vendor partners:

  • Authorize.net
  • CrossCheck
  • CrossCheck
  • e-Processing Network
  • Smart Transactions

We also have relationships with a number of specialty services such as High Risk Processors, Web Design Firms and other niche services.

Our merchants currently process over $100 million in transactions annually.

Professional Affiliations

Our President and Owner, Michael Young, believes that nothing takes the place of the personal touch. So we belong to and participate in local and regional industry associations.

Some are listed below:

Chambers of Commerce

  • Worcester Chamber of Commerce, Worcester, MA
    Blackstone Valley Chamber, Worcester, MA
    Milford Chamber of Commerce, Milford, MA
    Webster-Dudley, MA Chamber of Commerce
    Central MA South Chamber of Commerce, Sturbridge, MA
    Corridor Nine Area, Westborough, MA
  • We are members of both the Sturbridge and Charlton Chapters of BNI International - Business Networking & Referral.

Better Business Bureau

Cost-effective solutions from local people who care.

You get so much more from our Local Support personnel versus national companies and their impersonal call centers— at no additional cost to you.

Meet the On-Line Credit Card Services, Inc. Management Team here.