Compare how much you can save using On-Line vs. Square!
Chip-enabled EMV Card Processing is ready for your business. Call us!
We'll work our hardest to save your business time and money. Call On-Line now.
No foreign call centers! We provide local personal service, state-of-the-art equipment, training & 24/7 support.
NEW! Gift Card & Loyalty Programs! Easy start-up. Let's set you up with a profitable program!

On-Line Credit Card Services—Merchant Credit Card Processing & Services

Equipment, Training & Responsive Support for Small Businesses in MA, CT, RI, NH, VT, ME & throughout the USA.


On-Line Credit Card Services is a LOCAL business with national reach based in historic Sturbridge, MA near the CT border. On-Line makes each Payment Processing Solution time-saving, cost-effective, easy to use and understand. We help businesses of all types and sizes.

Onboard with EMV Chip Card Processing yet? Get it, learn it and pay less for it! Call us now at (800) 538-1556.

Retail Operations of all kinds, restaurants, hotels/motels, gas stations, small banks/credit unions, non-profits, business-to-business operations and others already trust us. Join our family!

Verifone VX680


Get the new EMV Chip-compliant Credit and Debit Card Processing. Transact via Traditional or Virtual Terminals, Point of Sale or Mobile.

Accept Credit Cards, Signature Debit Cards & Process ACH Payments — all via any Internet connection. No terminal needed.

All plans are easy and super-competitive ...

Click & Learn More!

Secure eCommerce


The best Payment Gateway Plans and all the connections you need to operate a successful Web Store!

Our systems and affiliates are compatible with every major Shopping Cart Software in existence.

Need a quick and inexpensive do-it-yourself shopping cart? Ask us about "ePN Cart" ...

Click to Read More!

Gift Cards


Offer the most profitable Gift Cards - plastic AND digital.

Sell in-store, PLUS sell Gift Cards online for "double profitunities"! Buy Gift Cards now—or just see how easy it is by clicking here!

Ideas: Last-minute Gifts,
After-hours Sales, Long Distance Gifts, PLUS a variety of Custom & Holiday-themed Gift and Loyalty Card Supplies like folders, envelopes, sleeves ...

Learn & Earn More!

Financing Approved


On-Line Credit Card Services offers financing programs for your business.

There are plenty of reasons to learn more about OLCCS Merchant Financing. Speed. Economy.

Let us know how we can help. Call us now at (800) 538-1556. ...

Click for Details!

*On-Line has used numerous spreadsheet programs and examples to determine bottom line costs when comparing the very high rates of Square to Online's Low Rate Plan with monthly service fee. We've found that, in most instances, a merchant doing $2,000 in monthly sales would break even on our plan versus Square, plus or minus a few dollars monthly.