Remote Check Capture
CHECK 21 - is Here NOW!

View the following video:
Simply Deposit
then call 1-800-538-1556 to order.

ITMS® WebClient

ITMS® WebClient. feature-rich, web-based remote deposit capture application

View the following video:
ITMS Web Client

Our Service & Support are outstanding!
24 hours x 7 day support available on ALL networks! Use our "Translink" system to access your processing account any time of day from your PC.

You may log in here for Transaction Central to process credit card payments. You must have a merchant account with us and we must have assigned a user ID and password to you. You may connect from any PC anywhere in the world to accept credit card payments for your business.
Call 1-800-538-1556 to order or email

Wireless, Internet and Internet activated cell phones: You may log-in here with your unique Username and Password.

You must be a merchant with us in order to access this site. Login Here.

Privacy Policy
We are committed
to protecting your privacy

Download Regulations for
VISA and MASTERCARD by clicking their links.

Visa Fixed Acquirer Network Fee (FANF)
On April 1, 2012, Visa implemented the Fixed Acquirer Network Fee (FANF), a new merchant fee that will impact every merchant in the U.S. that accepts Visa-branded payment cards. Click the title above to download this information

Security Policy
Security policy and procedures
as of 6/14/2012



On-Line Credit Services is a leading, locally-based Merchant Service Provider for Small Business and Financial Institutions serving MA, CT, RI, NH, VT, ME, NY & the USA.

Efficient, affordable Merchant Services solutions:

  • Credit & Debit Card Processing. Point of Sale and Mobile.
  • E-commerce. Run web-initiated transactions online in real time.
  • Gift Cards and Profit Opportunities. They're the fast-growing segment of the retail industry. Ask us about them.
  • Processing Equipment and Software. We consult and recommend the best hardware for your budget.

On-Line Credit Card Services not only consults and recommends the solutions that are right for your industry, but the ones that are right for your business. For almost 3 decades, we've successfully competed with the large national firms because we offer products and services that are personalized and customized locally — 365 days a year, 24/7. And we care...

A Track Record of Cost-Effective Solutions.

From our headquarters in historic Sturbridge, MA, On-Line Credit Card Services assists small businesses of all types — Retail Stores, Restaurants, Hotels & Motels, Gas Stations, B-to-B, Small Banks & Credit Unions, Non-Profits and more.

All of our Payment Processing and Profit-making Solutions are designed by local people to meet your specific small business wants and needs. Our goal is to make your solution simple, economical and convenient — for you and your customers.

Why Choose On-Line Credit Card Services?

  • Locally-based! Better service from people you know, not from a distant call center.
  • BBB A+! OLCCS has a Superior A+ Rating from the Better Business Bureau.
  • Customized Solutions at "off-the-rack prices"! We listen and get to know your needs, then suggest the best options for your budget — without the big mark-up.

Our offices are open from 9am-6pm Monday thru Friday, in addition to our 24/7 Network Support.

You deserve more. Partner with us. Call Toll-Free now at 1-800-538-1556 or send us an email. Let us know what we can do to help doing business be easier and more profitable.

Contact us today at 1-800-538-1556 or send us an e-mail by clicking here. Your search for the right Business Services company is over.

Click above to order On-Line Gift Cards for use toward goods and services purchases.

Or, if you would like to sell Gift Cards from your website or business, please call us Toll-Free at 1-800-538-1556 or click here for a PDF Fact Sheet.


Complete a merchant application request by clicking on Merchant Applications.

Click to download our 2013 PDF Newsletter.


On-Line Credit Card Services, Inc. is a BBB Accredited Business. Click for the BBB Business Review of this Credit Card Processing Service in Sturbridge MA Servicing U.S. Businesses Coast to Coast Including Hawaii

P.O. Box 795, 54 Main Street, Sturbridge, MA 01566
Toll Free 1-800-538-1556
or Email

A registered ISO/MSP since 1986

On-Line Credit Card Services, Inc. is a registered ISO/MSP of Synovus Bank, Columbus, GA